I’m single, 75, and living with kidney disease and a pacemaker. I’ve no long-term care insurance. Will I be OK?

Is California’s insurance market in peril, buffeted by fire and change? You betcha. We’re talking about a crisis, folks, a real crisis. And at the heart of it, as always, are the people, the homeowners, the folks who just want to sleep safe at night under their own roofs. ### Is Wildfire Ravaging the Landscape…

U.S. COMMERCIAL INSURANCE RATES — MIXED TRENDS WITH RISING CASUALTY COSTS A quiet storm is brewing in the American insurance landscape. While global commercial insurance rates dropped by an average of 3% in the first quarter of 2025, the U.S. casualty insurance market is moving in the opposite direction. This shift signals a hardening market…

# Global Q1 Commercial Insurance Rate Drops Mask US Casualty Sector Concerns A curious divergence has emerged in the insurance world, like two rivers flowing from the same mountain but headed in different directions. Global commercial insurance rates declined by an average of 3% in the first quarter of 2025, yet here in America, the…

# As Global Insurance Rates Fall, American Small Businesses Face Rising Tide Insurance markets tell stories – stories of risk, opportunity, and economic winds shifting across continents. The tale unfolding now reveals a curious divide between global trends and American realities that demands our attention. ## What’s happening in global insurance markets? Is there a…